professional indemnity australia

broker login    |   affiliate login

 
     
  professional indemnity, pi insurance rates, pi insurance quotes, compare pi insurance, cheap pi insurance  
 

    | Home    |    Quick Quotes    |    Free Download    |   Calculators    |   About    |   Contact    |   Privacy    |   Links    |   Site Map   |

 
 
   
Knowledgebase
Term Life Insurance:
A life insurance that provides a cover for a specific period of time - usually one to five years or until the insured reaches age 65 or 70.

Quick Links
  • Professional Indemnity
  • Pi Insurance Rates
  • Pi Insurance Quotes
  • Compare Pi Insurance
  • Cheap Pi Insurance
  •  
    Insurance News

    Husband loses insurance dispute over wife's death
    May 17 ::

    A man whose wife’s life insurance policy was revoked after a superannuation death benefit clause change has lost his dispute.

    Legislation that started in March 2019... read more

    Insurance that pays out as soon as extreme weather hits sounds appealing
    May 08 ::

    Australians could soon see a new type of insurance that would pay out as soon as extreme weather hits.

    Many victims of last month's floods in Australia had no insurance... read more

     
    Insurance Articles

    8 Steps to Cheaper Car Insurance 8 Steps to Cheaper Car Insurance
    Owning a car comes with considerable ongoing expenses ... and Comprehensive car insurance is one of the most significant ongoing costs. If your car is under finance, insurance is generally a requirement of the loan contract so you probably don't have the choice to opt out. However you do have options when it comes down to where you buy your insurance and there are some BIG savings to be had. Here are some tips on what you can do that could dramatically reduce your premiums. - read more
    Income protection insurance Income protection insurance
    It's trite but true to say that, for most people, their most valuable asset is their ability to earn an income. But how relevant is income insurance to most Australians? - read more

     

     
    Professional Indemnity Australia :: Articles

    The 5 most common Business Insurance mistakes

    The 5 most common Business Insurance mistakes

    Looking over your insurance premiums each year, you may be wondering how you could save a dollar or two on your next premium.
    As an intangible asset, it can be difficult to put a value on insurance ...
    until something goes wrong and you need to claim.
    In this article, we highlight the five most common mistakes that business owners make when evaluating their insurance requirements:

    Not understanding your full Risk Profile

    When reviewing your insurance needs, it's essential to sit down and determine what types of events could occur in your business that would create adverse impact. From there, you need to determine what would have the biggest business impact - in terms of dollars, time and effort. Then you need to work out how to ensure that you are adequately covered against these risks.
    Often policy holders will do away with one part of a policy thinking that they can save money. For example, they will go for theft, fire and glass coverage, but not take out burglary even though it's a relatively minor additional fee.
    Business Insurance
    If you're in the process of buying or renewing your business insurance, whether it be a factory, a shop, office, warehouse, a farm or whatever .. even a home-based business, we can show you a quick way through the maze of offers and options available on the market. Our Australia-wide broker panel will ensure that you get the best cover for your specific needs … and at the right price to suit your budget.
    It is Murphy's Law that the one thing you leave out is the one thing you need to claim for on your insurance. And it can be for the most oddest of items. The strangest story I've heard of is a fish and chip shop that was robbed of all their frozen fish. Although it was never proven, it was suspected that a competitor fish and chip shop, just around the corner, decided that they wanted a freezer full of product to sell without the set up costs!

    Not disclosing everything!

    Yes, it is true ... if you don't disclose everything upfront when you sign up your insurance policy, the insurance company is quite within their rights to not pay out on your claim. Worst still, they won't even refund your premium paid to date. Therefore, don't hold back. Disclose anything relevant to your insurance upfront to save any drama's at a later date.

    Insuring assets at written down value instead of replacement value.

    It is essential that you insure your assets for REPLACEMENT value. In other words, how much would it cost you to repurchase the items insured at full price. A common mistake, particularly when purchasing an existing business, is to insure the assets at the "written down" (or depreciated) value, rather than replacement cost.

    Being "cheap" on your premium

    Don't get caught out by trying to save yourself a few hundred dollars on your insurance premium, to the detriment of being fully insured. Being cheap now could end up costing you thousands of dollars down the track.

    Not listening to your Insurance Broker

    Your insurance broker is the best person to advise you on insurance cover. Having seen many similar businesses to yours, they have seen other business owners go through the pain that you don't need to. Your insurance broker will know what works for your type of business and how to get it for the cheapest possible price. As an insurance agent, they know the ropes and can maneuver you through the subtleties in insurance policies which will save you dollars in the long term.
    It's a quick, efficient and cheap way to grow your profits immediately!
    Farm Equipment Finance and Loans
    Looking for the best way to finance your Farm Equipment? Well, look no further! Simply submit our 2-minute business loan enquiry form ... and we'll help get you qualified for the best rate Plant and Equipment loan available from our national panel of independent business finance brokers. We also have access to the best rates and options for Business Cashflow finance for Farmers.
    Compare Business Finance Rates & Options
    If you are looking to grow your enterprise with a business loan, we can help you find the best Plant & Equipment loans, Cash Flow Funding, Commercial Property loans, Business Acquisition funding as well as Business Refinance and Consolidation Loans. No charge, no obligation.

    Need a Quick Professional Indemnity Insurance Quote?

    At Professional Indemnity Australia, we understand that you have more productive things to do with your time than researching professional indemnity insurance rates and options.

    So we propose to help do it for you. No charge, no obligation.

    Simply complete our short form for access to the best professional indemnity insurance quotes and advice from a comprehensive selection of Australia's leading and best known professional indemnity experts.

    Quick Links: | Professional Indemnity | Pi Insurance Rates | Pi Insurance Quotes | Compare Pi Insurance | Cheap Pi Insurance

    powered by
    Financial Services Online

     

     


    Home   |   Calculators   |   About   |   Quotes   |  Contact   |  Privacy   |   Brokers   |  Affiliates   |  Download   |  Links   |   Site Map

     
         
     

     
         

    Copyright Clark Family Pty Ltd A.C.N. 010 281 008 - all rights reserved